Institutional Financial Portal
Compare Live Loan Offers Across Empanelled Banks
Benchmark live reducing-balance and flat-rate quotes across Arvanta's empanelled Bank and NBFC partners. Select your required loan amount and tenure using the quick interactive buttons below.
Loan Amount
₹5,00,000
Custom:
₹
Repayment Tenure
36 Months (3 Yrs)
Months:
Interest Model
Reducing Balance
All bank EMIs are computed on standard Reducing Balance. Derived Flat Rate:
R_flat ≈ R_red × (n+1) / (2n)
Official Diminishing Balance Method: Interest computed on unpaid reducing principal.
📊 Loan Amortization Schedule & Repayment Plan
Complete month-by-month diminishing balance schedule, calendar dates, principal vs. interest breakdown, and cumulative totals.
Principal Amount
₹5,00,000
84.2% of Total Repaid
Monthly EMI
★ HERO VALUE
₹16,490
At 11.5% p.a. Reducing
Total Interest Payable
₹93,640
15.8% of Total Repaid
Total Amount Payable
₹5,93,640
36 Installments
Annual Percentage Rate (APR)
12.03% p.a.
Annual Percentage Rate (APR)
Net Disbursed Amount
₹4,91,150
Net after fees
Loan Completion Date
Sep 2029
In 3 Years (36 Months)
Interest-to-Principal Ratio
18.7%
₹0.19 per ₹1 borrowed
Payment Breakup (Principal vs Interest)
Principal Loan Amount
₹5,00,000 (85.5%)
Total Interest Charges
₹85,036 (14.5%)
Repayment Configuration & Live Ratio
Repayment Proportion
84.2% Principal • 15.8% Interest
Interest-to-Principal: 18.7%
Total Repayment Outlay: ₹5,93,640
| Payment Date / Period | Opening Principal | Regular EMI | Principal Paid | Interest Paid | Total Payment | Cumulative Principal | Cumulative Interest | Outstanding Balance | % Repaid |
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